Hoa contingency maryland. Don't like the HOA rules and you can back out.

Hoa contingency maryland When the seller accepts your offer they will have a short time period to provide a list of material facts they Creating an annual HOA budget is a critical aspect of managing any homeowners association. That said, it is a good idea to designate a point of contact — a specific board member or two who will act as a liaison between the attorney and Jun 23, 2022 · What is a homeowner’s association? A homeowner’s association, or HOA, is a self-governing organization of homeowners. In general, this percentage typically falls somewhere in-between five and fifty percent of the damages that a client may recover. ATTERS. Both home sellers and buyers are incredulous when they first encounter the many pages of a home sale contract. HOA rules can be pretty quirky, like that neighbor who insists on painting their house neon pink. Oct 17, 2022 · Two convient locations! CHESTERTOWN 107 Court St, Chestertown, MD 21620. We would certainly urge HOAs to keep their reserve funds as fully funded as possible; as we noted above, a 100 percent funded reserve fund is ideal, but even HOA reserve funds that are 70 percent funded can be Oct 25, 2012 · MD home sellers – be aware of your obligation to provide HOA or condo docs. If the property’s appraised value turns out to be lower than the asking price, the buyer reserves the right to back out of the contract and have his or her earnest money returned. Homeowners’ Association (HOA) Contingency. By design, a reserve account grows over time through regular funding that comes from a percentage of your association’s dues. • Your HOA should be setting aside 15% to 40% of their assessments towards the Reserve Fund. In order to properly handle the legal homeowner rights in HOA communities, here are three simple but important reminders: 1. My HOA allots a certain amount towards painting, roofs, paving etc. ) so it isn't a point of dispute. __ Form 908: Maryland Lead Paint Notice and Disclosure (Homes Built Prior to 1978) __ Form 1337: Buyer’s Financial Info Sheet and/or Form 1336: Buyer’s Estimated Settlement Costs __ Form 922: Condo Addendum –OR-Form 904: HOA Addendum (Plus 1324 Delivery Acknowledgment) __ Form 1344: Home Inspection Notice (and copy of Inspection Report) An HOA emergency plan that works for one association may not necessarily work for another. An appraisal contingency helps make sure that the buyer will be paying for the fair-market value of the home. 5301 COWIE LAW GROUP - Contact Us - Maryland and DC HOA Condo attorneys representing condos and HOAs. You can request an HOA contingency the same way you get an inspection contingency. When we bought in a competitive market, our realtor advised us to waive the home inspection contingency but complete it in the window of time you have to review the HOA materials. HOA - NOTICE TO BUYER - Initial Sale - More than 12 Lots: 10/2013: HOA - NOTICE TO BUYER RESALE OF ANY LOT or Initial Sale - 12 or fewer Lots: 10/2013: HOA - NOTICE TO HOMEOWNERS ASSOCIATION: 03/2003: HOA Act Disclosure to Buyer and Transmittal for Use with Initial Sale In Development to Person Who Does Not (version 1) (1) 10/2018 HOA - NOTICE TO BUYER - Initial Sale - More than 12 Lots: 10/2013: HOA - NOTICE TO BUYER RESALE OF ANY LOT or Initial Sale - 12 or fewer Lots: 10/2013: HOA - NOTICE TO HOMEOWNERS ASSOCIATION: 03/2003: HOA Act Disclosure to Buyer and Transmittal for Use with Initial Sale In Development to Person Who Does Not (version 1) (1) 10/2018 HOA attorneys primarily work with the association’s board. The Pro Bono Resource Center of Maryland is very grateful to the Administrative Office of the Courts and the Maryland Legal Services Corporation for providing the funding necessary to complete this project and for their enduring support of the pro bono effort in Maryland. Mount Whitney and arrived on 8 DEC 2002. An appraisal contingency gives the buyer the right to terminate the contract or negotiate the sales price should the property not appraise for the offer price. Generally HOA’s have two separate accounts Operating and Reserve. This can lead to less-than-ideal practices, so we’re providing some HOA budget best practices for your board as you set your budget. Jan 25, 2025 · The Maryland Homeowners Association (HOA) Act plays a crucial role in governing interactions between homeowners and their associations, impacting community living across the state. The law appears to say that buyers cannot waive receipt of association documents as a part of their offers. The HOA contingency applies to homes or condos under a homeowner association’s supervision. Pet Disputes. MLS Address List Price Beds Baths Sq Ft Year; 6827591: 1920 E MARYLAND AVENUE#16 : $520,000 : 3: 3: Oct 20, 2022 · This contingency protects the lender and allows them to recover the mortgage amount. Read more. We practice mainly in the Southern Maryland area of Charles, St. Our Verification Process and Criteria. I examined my HOA docs for weird rules and most importantly, financials. First-Time Maryland Home Buyer Transfer & Purchase Price Escalation Recordation Tax Short Sale Homeowners Association Notice Sale, Financing, Settlement or Lease of Other Kickout Real Estate Lead-Based Paint Hazard Inspection Seller's Purchase of Another Property Federal Lead-Based Paint and Lead-Based Hazards Third Party Approval Disclosure of The Buyer must terminate the Contract pursuant to a specified contingency to trigger the new process. Real estate resources and information. The Maryland Register is an official publication of the State of Maryland, The Register serves as the temporary supplement to the Code of Maryland Regulations (COMAR). 8611 Fort Smallwood Rd C, Pasadena, MD 21122. On the other hand, the HOA board has the duty to safeguard the community’s funds. In return, the HOA acts in the common interest of the group. If your HOA doesn't have enough cash in reserve to cover the expenses of a major repair or replacement, you could be subject to a Special Assessment. UND . Sep 24, 2020 · Each of these inspections must be completed by a certain date, which is called an inspection contingency date. , within 30 days). (Gibbons, Maryland Country Club; GCM 35929; Revenue Rulings 75-370 and 75-371) Aug 9, 2017 · A lmost everyone is aware an association needs to have a capital reserve account to set aside money for future capital improvements. Each homeowner pays a fee, or a due, to the HOA. Don't like the HOA rules and you can back out. 410-327-3800 | 202-670-6289 | 301-830-8315. , and then read a few documents from communities in their area, a year's worth of board meeting minutes and income-expense statements so they can see how some of the laws Such communities would do well to understand these Delaware HOA laws to ensure compliance and prevent liability. S. Excerpt from Contract (page 3 of 1 1) An HOA (Homeowners Association) inspection contingency in Virginia real estate is a contractual clause that allows buyers to review the governing documents and financial health of a homeowners association before finalizing the purchase of a property. Your agent should obtain these documents early and help you interpret them. One of the most important tasks of an HOA board is to allocate these funds. How to Establish an HOA in Delaware. On July 1, 2023, the new Virginia Resale Disclosure Act, Virginia Code §55. Make these simple steps to Add a Radio Button Legal Maryland Offer to Purchase Forms For Free online: Upload a file to the editor. This declaration must be executed in the same way as a deed. This percentage holds true for all types of associations. Our office is located in La Plata, MD, directly across from the Charles County (IRC Section 263; Chicago Board of Trade, Maryland Country Club; Revenue Rulings 74-563, 75-370, and 75-371) Members or unit owner-stockholders must have advance notice as to the intent of the purpose of the contribution. On one hand, an HOA can usually use the extra funds that investment growth brings in. Oct 9, 2023 · In essence, building a case against an HOA involves a mix of well-documented evidence, understanding of the legal landscape, and a structured presentation of facts and impacts. Form 904, Homeowners Association Disclosure/Resale Addendum; Form 921, Condominium Seller Disclosure/Resale Addendum for the District of Columbia; Form 922, Condominium Seller Disclosure/Resale Addendum for Maryland; Form 923, Homeowners Association Seller Disclosure/Resale Addendum for the District of Columbia I'm in Maryland and this is EXACTLY what my realtor had us do. 2/6/25 Update. In Maryland, the seller is required to provide to you detailed information regarding the condo association or homeowners association. Under Maryland law, if a mortgage or deed of trust was recorded on or after October 1, 2011 and the holder forecloses, lien priority is given to any HOA or COA that holds a lien on the property for four months’ worth of unpaid expenses or $1,200, whichever is less. §8003 . Our mission is to help our HOA communities be their best. (“ProCom”) has been serving Maryland community associations since 1991. In the Washington D. You want an HOA with strong financials and have money in reserves, unless you like payongs assessments and I don't. In DC, buyers have a specific timeframe known as the "Resale Package Review Period" to review the documents and opt-out of the contract if desired. An HOA contingency stipulates the purchase contract that allows the buyer to inspect specific documents concerning the homeowners association or the condo association. Jul 20, 2012 · Dana Hollish Hill REALTOR * Broker * Coach JPAR Stellar Living 11821 Parklawn Drive, Suite 105, North Bethesda, MD 20852 office 301. Office: 443-702-7708 Fax: 443-702-7709 Feb 6, 2025 · February 2025: Garrett County Board of REALTORS. com: 703-362-3221. 999 - Directory of Services (GCBR) 2/18/25 Update. If the buyer can’t get insurance on the property, either party can walk away from the purchase. CJTF-HOA operated from the U. 271. DC & MD: sue@thegoodhartgroup. Can an HOA Take a Homeowner’s House in Maryland? In Maryland, an HOA can foreclose on a homeowner’s house within its community. And we really had even longer because it took a week for them to get us those docs. HY . In VA, it's probably unnecessary to include reviewing the HOA covenants as a contract contingency because of the Virginia Property Owner's Association Act. 3. On average, HOAs should be setting aside 15% to 40% of their total assessments towards Reserves. Maryland Homeowners Association Act Anyone involved in the governance of a homeowners association (as distinguished from a condominium or cooperative) must understand and be familiar with the Maryland Homeowners Association Act ("HOA Act"), which is found in the Real Property Article of the Annotated Code of Maryland, Sections 11B-101, et seq. If the property’s location is in a homeowner association (HOA), it’s essential to include an HOA contingency in the offer. May 8, 2022 · If the seller agrees to a home sale contingency, the purchase of the property can take place only if you sell your home by a specific date (e. Feb 3, 2021 · This contingency protects the lender and allows them to recover the mortgage amount. 8) Homeowners association (HOA) contingency. The HOA can also impose assessments to fund certain projects. The first contingency you’ll typically encounter in the process of buying a home will be your acceptance of the seller’s disclosure form. 2. The HOA could employ dilatory tactics, inducing the buyer to inadvertently waive the right of cancellation while pursuing an answer to the question. If the home is part of an HOA, this contingency allows you to review the association’s rules, fees, and financial health. Condominium, Contingency, Disclosure Packet, HOA, HOA Disclosure Packet, Homeowners Association, Resale Certificate Does an HOA Disclosure Packet Effectively Protect a Home Buyer? There is an interesting September 14, 2016 article in the Washington Post by Ilyce Glink and Samuel Tamkin entitled, “Why you should look carefully at an HOA’s Sep 27, 2015 · With a Contingency Fund, the association saves money for larger unplanned expenses much like your average household savings account would be used to cover expenses should you have an unexpected repair to your car or a larger than normal utility bill. g. The process starts with an HOA placing a lien on a Under the Maryland Homeowners Association Act, HOAs are required to adhere to state standards for protecting homeowners' rights, alongside maintaining transparent governance through requirements like the public inspection of HOA governing documents. When coming up with your own HOA emergency plan, make sure to keep the following factors in mind: Location. HOA fees are usually distributed to two accounts: operating funds and reserve funds. It takes careful planning, usually by the HOA board or an emergency response committee, to create a system that works specifically for your community. 9070 cell 202. B. ESERVE . (“RDA”) went into effect, combining the resale package provisions of the Virginia Property Owners’ Association Act (“POAA”) and the Virginia Condominium Act (“Condo Act”). Know What the Budget Is For Maryland Homeowners Association Act Disclosures to Buyer and Transmittal of Documents, (two forms — one for "initial sale of lot" and one for "resale of a lot", dated October 19 and 28, 2019, respectively; and Disclosure of Information on Lead-Based Paint and/or Lead-Based Paint Hazards, undated. ” I am frequently asked to take HOA and condo cases on a contingency, but these cases are not the types of cases lawyers can litigate on a contingency, meaning you only pay the lawyer if you win. ” – 5-star review by J. The organization creates rules of conduct for itself DC Office 1615 New Hampshire Avenue, NW Suite C-4 Floor 3 Washington, DC 20009 202. on Google HOA reserve funds in Maryland are community savings accounts that serves as a cushion — protecting your association’s finances from the burden of necessary future expenditures. You have rights, and we want to protect what is yours. Additionally, the homeowners association must provide an itemized breakdown of the fees and expenses to members upon Apr 18, 2019 · Cedar Management Group PO Box 26844 Charlotte, NC 28221. On March 11, 2020, the World Health Organization declared the outbreak of COVID-19 (the medical condition caused by the novel coronavirus SARS-CoV-2), a global pandemic. Jul 18, 2024 · A contingency lawyer, or a lawyer who works on a contingency fee basis, is a lawyer who agrees to work on their client’s case in exchange for a percentage of the monetary damages they are awarded if they win the case. “Contingency” includes a clause relating to: Appraisals; Back-up contracts; Condominium notices; Conservation easements; Deeds and titles; Home or environmental inspections; Homeowners association notices; On-site sewage disposal system Jan 11, 2022 · Given the significance of HOA reserve funds, it might almost go without saying that having an underfunded HOA reserve can be dangerous. It includes details about monthly fees, any delinquent charges, management contact information, knowledge of legal issues related to the association, and attached documents that outline the Oct 17, 2001 · Maryland State agency regulations are compiled in the Code of Maryland Regulations (COMAR). The purpose of a Homeowners’ Association (HOA) Contingency is to make sure buyers are aware of any HOA the property belongs to. So, when it comes to investing, HOA boards face a hard decision. In fact, I think those guys and gals would do well to take a few CAI classes (or from someone else) on HOA issues like reserves, rule enforcements, etc. . , 19 OCT 2002. F. com Jun 15, 2023 · An HOA’s governing documents may include reasonable regulations and rules about the placement and manner of display regarding any of the items listed above. The homeowners association rules contingency lets you get out of the deal if you discover the restrictions don't jibe with your lifestyle The Queen Anne’s County Department of Environmental Health conducts inspections of public swimming pool facilities prior to pool openings and throughout the year to monitor health and safety conditions. HOA board members should be updated on state and local laws. work together on a regular basis; 2. But, things can quickly spiral into a mess of overlapping dialogue when there are several board members liaising with a single attorney. The documents include all the HOA rules, fees, any special assessments, and the financials of the HOA, etc. 1. I was very pleased with the outcome and highly recommended him. Phone: (704) 644-8808 Toll Free: (877) 252-3327 Nov 20, 2024 · Know Your Contingencies When Buying a Home! Billy Babcock. Here are answers to the most common questions we receive about this new legislation! Sep 14, 2016 · If the buyer is unsatisfied, they have to either exercise the contingency within the deadline or negotiate for an extension of the cancellation period and a follow-up request to the board. According to the HOA laws of Delaware, creating a homeowners association requires the recording of a declaration. As time passes, real estate contracts become increasingly lengthy. Personally, I would not join an HOA / COA knowingly in violation of the rules. In PA if you sell a house in an HOA you are required to provide documentation about the HOA to the seller, which requires some paperwork and a fat fee paid by the seller to generate said documents. Some states have specific HOA reserve fund laws that dictate an association’s reserve requirements. Authority: Health-General Article, §§2-102, 2-104, 18-102, and 20-303, Annotated Code of Maryland, and U. Mary's, Calvert and Prince George's counties. When talking about homeowners association lawsuits, pets don’t usually come to Doesn’t matter if your HOA dues are $4 or $400 a month you still have an HOA board and an HOA Management Company that usually consists of “wanna bes” who abuse their “power”. Here’s how it works: An HOA contingency allows the buyer a specified timeframe to thoroughly examine the HOA's rules, regulations, financials, and any other pertinent homeowners association documents. Suing HOA for negligence is one of the more common lawsuits an association can encounter. "Under the Act, the seller must obtain an association disclosure package from his homeowners' association and provide the same to the buyer. Is there a maximum limit on HOA fees in Maryland? Yes, there is a maximum limit on HOA fees in Maryland. represent themselves to the public as being part of one entity; and 3. The types of inspections vary by property type and situation (and locale), but in Maryland, a home inspector generally inspects the home first, and other inspections and tests can be ordered if revealed to be necessary by the initial In VA, it's probably unnecessary to include reviewing the HOA covenants as a contract contingency because of the Virginia Property Owner's Association Act. water and sewer charges, homeowner’s association rules and fees, disclosures about county master plans, insulation, hazardous materials, FHA and VA financing, and first-time home buyer programs or benefits. OUR . Jun 22, 2023 · Updated June 17, 2024. Every property has its own unique list of common area assets that the HOA is responsible to maintain. Our work, and the contingency fee system, is critical to shine a light on both negligence and fraud and to keep families safer in the future. Modified 20, November, 2024; Created 25, October, 2023; 3 min read Jan 19, 2023 · from coalition and partner nations make up the CJTF-HOA. Jul 6, 2023 · POA/HOA/Condo Association Document Review Period: The timeframe for a buyer to withdraw from a contract after receiving community association documents from a seller varies in DC, MD, and VA. Furthermore, federal regulations, such as the Fair Housing Act, create a standardized legal May 16, 2018 · Appraisal Contingency. 1-2307, et seq. 03/06/2012 4:16 PM Hi Kelly: Welcome to the forum. CJTF-HOA was established at Camp Lejeune, N. 626. 5 days ago · Active with Contingency: MARYLAND PLACE TOWNHOMES Condos for Sale. Disclosures provided by the association include: Resale certification; By-Laws; Declarations; Budget; Public offering statement (initial What Is an HOA Contingency? An HOA contingency is a clause or condition that allows a buyer to break the contract within a specific time frame without suffering losses. HOA board members must take time to read and fully understand the community’s governing documents (CC&Rs, bylaws, HOA rules, and regulations). Oct 21, 2016 · buying a house condo Condo and HOA contingency contract earnest money HOA maintenance pets Realtor reserve fund. Office: 410-778-1630 PASADENA. Some HOAs have strict rules that might not align with your lifestyle. 8. Oct 29, 2013 · A more apt title might be “Why Lawyers Don’t Take HOA Cases on Contingency. In planned unit. According to state law, HOA fees cannot be more than 3% of the total annual budget for the homeowners association. Apr 17, 2022 · Homeowners insurance contingency; Homeowners association contingency; Disclosure contingency. Y. Revised: 10/2019 Under Maryland law, a team that provides real estate brokerage services must consist of two or more associate brokers or salespersons, or a combination of the two, who: 1. 999 - Directory of Services (GCBR) Southern Maryland Association of REALTORS The document outlines the disclosures required by the Maryland Homeowners Association Act for buyers of residential lots within a homeowners association. This would mean all the As Is MD Non-Resident Seller Transfer Withholding Tax Cash Appraisal Contingency Notice to Buyer and Seller – Maryland Residential Condominium Resale Notice Real Property Disclosure/Disclaimer Act Conservation Easement On-Site Sewage Disposal System Inspection Property Subject to Ground Rent Disclosure of Licensee Status Property Inspections Lead Counsel independently verifies HOA attorneys in Rockville and checks their standing with Maryland bar associations. A. HOA R. That way, if anything popped during the home inspection, you could use as an out that you didn’t like a particular bi-law in the HOA documents or it’s financial Under the new law, if a Buyer terminates the Contract pursuant to a contingency as defined by Section 10-803(a)(2) of the Real Property Article, Annotated Code of Maryland, they may provide a written notice to the Seller and the holder of the deposit requesting the full return of the deposit. For example, if the HOA failed to repair the damages to a flight of stairs and someone trips over it, the HOA could be held liable for that person’s injury. Most of my work is in the field of domestic relations, criminal law and personal injury cases while my brother does most of our wills and estate work. This legislation ensures both parties operate within a framework of fairness and transparency, addressing governance, financial management, and dispute resolution. Professional Community Management, Inc. In November 2002, personnel embarked to the HOA aboard the U. Which States Require an HOA Reserve Fund? There are 12 states that require condominium associations to allocate funds for reserves: Connecticut, Delaware, Florida, Hawaii, Illinois, Maryland, Massachusetts, Michigan, Minnesota, Nevada, Ohio, and Oregon. Maryland, Inc. The purpose of this chapter is to enact regulations that protect and promote the public health and safety of individuals at public spas and pools in Maryland. Homeowners Association (HOA) Contingency: Know the Rules. Read all of these disclosures as carefully as the contract before signing them or the contract. The transaction can proceed if the buyer finds the HOA terms satisfactory within the given timeframe and adherence to the contingency. W. To put it in perspective for them, I often retell the stories … Continue reading "MD home sellers and HOA docs" Be explicit in your contract that you get XX days to review HOA documents (rules, financials, etc. Jan 19, 2022 · Super Liens in Maryland. ) Condo Association and Homeowners Association Disclosure Contingency. 01 Purpose and Scope. Then we publish plain-English analyses of what those developments mean to you as an HOA leader, and what you need to do now to comply with HOA laws, steer clear of legal trouble, avoid or resolve conflicts within your homeowners association, make HOA management easier, and safeguard your community association's property values and quality of life. He was thorough, communicative, and gave me excellent advice. This includes the association’s constitution and by-laws, policy and financial records, meeting/ board resolutions, and other relevant papers. The HOA contingency funds are used to pay for expenses above the expected budgeted amount. Less known is the concept of also budgeting for unexpected operating needs. Good Standing We would like to show you a description here but the site won’t allow us. “Stuart did a fantastic job with my cases. Sentry offers homeowners association management services for HOAs & COAs; offices in 17+ states - FL, GA, CO, AZ, NM, NC, SC, KS, NY, WA, TN. When purchasing a condo or a Maryland REALTORS® official association site. For those of you who have already been injured, we are ready and able to fight for justice and compensation on your behalf. 5. See full list on frederickrealestateonline. The HOA contingency will ensure you get necessary documentation including financials and give you time to review and sign off before the sale closes. Your Ally in HOA Disputes. C. 0099 Introduced and signed into law in 2022, Maryland House Bill 107 establishes statewide reserve study and funding requirements for condominium associations, cooperatives, and homeowners associations. Though, an association’s reserves are considered fully funded if it can cover the cost of all the HOA’s major expenditures for the next 20 to 30 years. • Condominium and Homeowners Association Fees • Supplemental Nutrition Assistance Program (SNAP) • Educational Attainment • Health Insurance Coverage • Disability • Means of Transportation to Work • Labor Force (weeks worked) • Income If you have any questions about this report, please contact Jessica Holzberg at 301-763- Mar 12, 2022 · Contingency: Homeowners association rules Fear factor: 1. As a homeowners association (HOA) member that pays fees each month, it’s only right that you know what your money is being used for. Likewise, if you are backing out, press your realtor to do so quickly and get a signed dissolution by the seller as fast as possible. Ample Experience Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in. Mar 31, 2025 · 7. area, lenders can meet this contingency deadline within 7-10 days. You’re either on their “sh*t list” or their “favorites list”. Aug 22, 2023 · The contract will include the contingency deadline. May 16, 2018 · Appraisal Contingency. Thus, an HOA with limited resources can make their reserve fund stretch further with a bit of investment. Mar 24, 2020 · Read 2 Answers from lawyers to Can I hold a buyers agent liable for fraud in Maryland real estate transaction? - Maryland Real Estate Law Questions & Answers - Justia Ask a Lawyer Mar 28, 2025 · The Baltimore Vacants Reinvestment Initiative provides funding to address vacant properties in Baltimore City 4 days ago · 12/10/2024 6:57 AM Discussing this with state lawmakers would be helpful. 944. HOAs are private organizations that manage planned real estate developments. However, I have seen a few which will have Operating / Reserve / Contingency. Our office is located in Rockville, MD and we proudly serve clients in Maryland, Virginia, and Washington, D. In some states, HOA reserve laws also dictate a reserve study requirement. Homeowners have rights, and when an HOA does not uphold its responsibilities, there are avenues for reparation. Mount Whitney until 13 MAY 2003, when the mission moved ashore to Every HOA is different — they have different needs, sizes, and common elements. M. It is a type of real estate contingency that protects a buyer from having to push through with a home sale based on the status of an HOA or condo association. We are available for online consultations, contact us online or call at us (410) 919-2121 to begin your consultation. But, the laws surrounding the process are often poorly understood. He said waive the inspection contingency because you have 5 days to review the HOA docs. Dec 31, 2024 · Use our secure, fast, and user-friendly service to Add a Radio Button Legal Maryland Offer to Purchase Forms For Free your documents any time you need them, with minimum effort and highest precision. The HOA contingency gives you time to review all those neighborhood regulations and decide if you can happily live within If you are a representative of a homeowner’s association or are a homeowner-member of the association and have a legal issue, call an experienced homeowner’s association attorney at Dickson Frohlich Phillips Burgess at 206-621-1110 (Seattle), 253-572-1000 (Tacoma), 360-742-3500 (Olympia), 971-416-0881 (Portland). dai hcjgcv ugijiw zct lcsoup bprb pgjqyk xmj fco lrjok wyohw xhao wqaznh mjyqr hkh